Auto Insurance Terms You Should Know
Bodily Injury Liability
Bodily Injury Liability is coverage for any damages done to yourself, another person, or other's property. It also helps cover costs if a lawsuit is brought against you.

Medical Payments or Personal Injury Protection (PIP)
Personal Injury Protection (PIP) is an insurance coverage for medical and other expenses resulting from an automobile accident, for people specified in the policy, regardless of who is at fault in the accident.

Property Damage Liability
Property Damage Liability covers damage that is done to someone's property in the event of an accident. This includes fences, homes, cars and any other property that was damaged in the accident.

Collision
Collision insurance helps pay for damages done to your own property in the event of an accident. Collision coverage isn't mandatory in every state but it can save you money in the end by limiting out of pocket expenses.

Comprehensive
Comprehensive coverage covers damages from natural disasters, falling items, vandalism, theft and other random acts.

 
 
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